Property insurance

Household contents insurance

Household contents insurance covers the fixtures in your apartment and your personal possessions against all major risks – all Acts of God, theft and vandalism. You can also get coverage for special risks such as temporary overloading of the electricity mains or broken windows. You also shouldn’t forget about liability insurance – for cases when a moment of carelessness leads to you flooding your neighbours, or for damage caused by your dog.

Key benefits of household contents insurance:

  • complete insurance coverage included within basic insurance option
  • insurance at as new prices – indemnity at current ‘as new’ prices
  • insurance especially locally tailored
  • insurance also applies to belongings stored in non-residential spaces (e.g. a cellar or garage)
  • you can add apartment furnishings and construction materials insurance very cost-effectively
  • replacement accommodation – should your apartment become uninhabitable due to an event insured against, we’ll pay appropriate costs for replacement accommodation

Residential property insurance

Insuring your house provides insurance coverage against Acts of God (including flooding, water damage), vehicle impact, theft, vandalism and sonic boom. You shouldn’t forget about liability insurance, which is inherently linked with property ownership, either.

Key benefits of residential property insurance:

  • complete insurance coverage within basic insurance option
  • insurance at as new prices – indemnity at current ‘as new’ prices
  • flexible claim limit for other buildings
  • indexing option – updating insurance amount in accordance with the development of the construction price index
  • 25 % discount for houses under construction which also applies after occupancy approval is granted

We provide other options for protecting yourself or your property

OPTIMUM – Residential property and household contents insurance

Optimum allows you to insure both your house and household contents at a very cost-effective price. This means your home, its furnishings and your personal possessions are fully insured against all major risks – all Acts of God, theft and vandalism.

Apartment block insurance

Apartment block insurance provides insurance coverage against Acts of God (including flooding, water damage), vehicle impact, theft, vandalism and sonic boom.

Holiday cottage and contents insurance

Insuring your holiday cottage protects it and its furnishings against Acts of God (including flooding, water damage), vehicle impact, theft, vandalism and sonic boom. Electric motors will also be insured against damage caused by short-circuits and overloading.

Dwelling unit (apartment) and non-residential premises insurance

Apartment and non-residential premises insurance provides insurance coverage against Acts of God (including flooding, water damage), vehicle impact, theft, vandalism, sonic boom and electric motor damage. It is designed for apartment owners and in particular for those financing their apartment purchase through a mortgage.

Assistance for property insurance

We will provide assistance for you in emergency situations such as:

  • a sudden and unforeseen breakdown (installations, heating system, broken window etc.) or
  • a fault (blocked apartment entrance doors, loss of keys, boiler fault in winter etc.) or
  • a similar event which may result in damage or further damage.

This website use cookies. By visiting you agree with it.